Tampa Homes under $400,000

Tampa Homes under $400,000

Welcome to Tampa, Florida—a vibrant city nestled in Hillsborough County, where sunshine meets a rich tapestry of culture, recreation, and opportunity. Known for its picturesque waterfront, thriving arts scene, and warm, welcoming community, Tampa is an ideal destination for families, professionals, and anyone looking to embrace the Florida lifestyle.

Tampa boasts a variety of neighborhoods, each with its own unique charm and character. From the bustling streets of Downtown, with its trendy restaurants and entertainment options, to the serene beauty of Westshore and the historic allure of Ybor City, there’s something here for everyone. The city is also home to beautiful parks, world-class museums, and stunning beaches just a short drive away, making it easy to enjoy the great outdoors year-round.

For those seeking affordable housing options, Tampa offers a wonderful selection of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a range of properties to suit your needs. From cozy bungalows to modern townhomes, these homes provide the perfect blend of comfort and accessibility without compromising on style or location.

With its favorable climate, diverse community, and an abundance of activities, Tampa is not just a place to live; it’s a place to thrive. Discover the possibilities that await you in this dynamic city, and explore the affordable housing options that make Tampa the perfect place to call home. Your dream home is just a heartbeat away!

Newest Tampa Homes under $400,000

4207 S Dale Mabry Highway Unit 2414, Tampa
$285,000
2 Beds ⋅ 2 Baths ⋅ Grand Key A Condo SubDv. ⋅ 33611 Zip Code
This very well maintained RARE top floor 2 bed/2 bath condo is located in the beautiful and perfectly located Grand Key community in South Tampa! This beautiful condo features: - Top floor with corner unit - Split floor plan - FRESH paint throughout unit - NEW carpet in bedrooms - Crown molding - Trey ceilings - Screened in quiet private patio - Exterior storage room - Washer and dryer that stay with unit - Valet trash included in HOA The gourmet kitchen opens to living room and dining area, has upgraded granite countertops, stainless steel appliances and a breakfast bar. Grand Key is a tropical oasis located in the heart of South Tampa! This gated community features spectacular amenities including a resort-style pool, a clubhouse with an indoor basketball court, fitness center, car wash station, and playground. This Community is just minutes from MacDill AFB, downtown Tampa, the Riverwalk, Hyde Park, SOHO, all of the trendy shopping & restaurants of South Tampa, and is convenient to Tampa International Airport & Gulf beaches!

4207 S Dale Mabry Highway Unit 2414, Tampa
4207 S Dale Mabry Highway S Unit 5109, Tampa
$234,900
1 Beds ⋅ 1 Baths ⋅ Grand Key A Condo SubDv. ⋅ 33611 Zip Code
•MOVE-IN READY! Grand Key gated community with a resort-style waterfall pool complete with cabanas, BBQ grills, mature-landscaped grounds, clubhouse, indoor basketball court, fitness center, car wash station, playground, dog walk stations and Valet trash pickup at your door 5 days a week, well managed HOA Board, on-site management. • 1st floor unit in QUIET building #500 • Covered carport (dedicated, steps from unit 5109) • Open layout, 867SF • Screened in patio (12’x6.6’) w/locked outdoor storage room • Appliances: Ceiling fans w/remotes, full size washer/dryer, brand new 2026 AC unit, convection range, dishwasher, microwave, bottom-mount freezer w/French doors and ice maker, water heater • 5-minute drive to Publix, Walgreens, Truist, Lowes, Crunch Fitness, Chase Bank, Dunkin Donuts & Selmon Crosstown Expressway • 10-minute drive to MacDill AFB, Downtown Tampa/Channelside & I-275 • 15-minute drive to Tampa International Airport

4207 S Dale Mabry Highway S Unit 5109, Tampa
4022 Oak Limb Court, Tampa
$188,000
2 Beds ⋅ 3 Baths ⋅ Kirby Creek SubDv. ⋅ 33614 Zip Code
Nestled in a tranquil neighborhood, this cozy townhome offers a comfortable and convenient lifestyle. With its well-maintained exterior and inviting interior, 4022 Oak Limb Ct is a perfect choice for those seeking a low-maintenance living space. Beautiful townhouse with fireplace, fenced yard, and screened porch. Comes with all major appliances. Washer and dryer hookup. Convenient to shopping and dining. Water is included.

4022 Oak Limb Court, Tampa
14319 Hanging Moss Circle Unit 201, Tampa
$114,500
2 Beds ⋅ 2 Baths ⋅ The Oaks Unit Vi A Condo SubDv. ⋅ 33613 Zip Code
Discover comfortable living in this inviting 2-bedroom, 2-bathroom condo in Tampa! Featuring beautiful volume ceilings that create an open, airy feel, a cozy fireplace, and laminate flooring throughout, this home offers both style and easy maintenance. Enjoy the added convenience of a community pool, perfect for relaxing and cooling off on warm Florida days. Ideally located near the University of South Florida (USF), shopping, dining, and everyday conveniences, this condo is a great place to call home. Don't miss the opportunity to enjoy comfortable living in a convenient Tampa location!

14319 Hanging Moss Circle Unit 201, Tampa
4718 Christa Court Unit 314, Tampa
$175,000
2 Beds ⋅ 2 Baths ⋅ Habana Park A Condo SubDv. ⋅ 33614 Zip Code
Outstanding 2BR/2BATH Condominium in the heart of Tampa Bay! BEST OPPORTUNITY in HABANA PARK!!! Prime Location & Low HOA fees are just the beginning of this wonderful community! This 2-bedroom, 2-bathroom condo in the Habana Park Condominiums has newer upgraded windows for premier comfort & efficiency, washer/dryer inside, kitchen upgrades, & more! Habana Park offers affordability & has a modest HOA fee of just $387/month, which includes water, sewer, trash, exterior maintenance, & pool access. This prime location has the nearby St. Joseph’s Hospital, Publix, Raymond James Stadium, West Tampa, Downtown Tampa, International Plaza, dining, shopping, & Tampa International Airport - all just minutes away. Step inside to an open floor plan featuring tile flooring, neutral paint throughout, great natural light, & a dining area too. Your primary bedroom offers a large walk-in closet & a private ensuite bathroom. The guest bathroom and utility room are conveniently located near the 2nd bedroom. The community features beautifully maintained grounds, two pools, on-site laundry facility, & a clubhouse available for private functions. This unit already includes its own washer and dryer. Visitor parking is conveniently located right outside your door. Don’t miss this opportunity to own a move-in-ready condo in a central Tampa location.

4718 Christa Court Unit 314, Tampa
912 Channelside Drive Unit 2414, Tampa
$395,000
1 Beds ⋅ 1 Baths ⋅ The Place At Channelside A Con SubDv. ⋅ 33602 Zip Code
Welcome to The Place at Channelside, one of Tampa’s sought-after addresses in the heart of the vibrant Channelside District. This beautifully appointed 1-bedroom, 1-bathroom, 4th-floor condo offers scenic city views, modern finishes, and the convenience of an exceptional downtown location. Step inside to a bright, open-concept layout designed to maximize natural light and comfortable living. Stylish finishes and thoughtful details create a welcoming space that is equally suited for relaxing at home or entertaining guests. The private balcony is the perfect place to unwind while taking in picturesque city views. The modern kitchen features granite countertops, sleek stainless-steel appliances, and a functional layout that makes everyday cooking and entertaining a pleasure. The comfortable bedroom offers a peaceful retreat with ample closet storage, while the contemporary bathroom features elegant finishes for a polished, spa-inspired feel. Residents of The Place at Channelside enjoy an impressive selection of amenities, including: resort-style swimming pool and spa, well-equipped fitness center, outdoor grilling and barbecue area, and secure garage parking with one assigned parking space. Enjoy the best of Tampa right outside your door. Located in the heart of Channelside, this condo is just moments from Cruise Ship Terminals, Water Street, Sparkman Wharf, Benchmark International Arena, and the Tampa Riverwalk, putting an incredible selection of restaurants, entertainment, shopping, nightlife, and waterfront attractions within easy reach. Whether you're looking for a stylish urban residence, a convenient Tampa get a way, or an investment opportunity in a highly desirable location, this condo offers an outstanding combination of city views, modern living, resort-style amenities, and prime city access.

912 Channelside Drive Unit 2414, Tampa
4515 La Capri Court, Tampa
$295,000
2 Beds ⋅ 2 Baths ⋅ Tampa Villas South Unit 1 SubDv. ⋅ 33611 Zip Code
Enjoy Easy Maintenance Living in South Tampa! Located in a desirable area, this updated 2-bedroom Townhome has so much to offer. Inside the home, is a renovated kitchen with Granite Countertops, Center Island, Gorgeous Tiled Backsplash, & Stainless-Steel Appliances. You'll find Engineered Wood Floors throughout the home with Tile Flooring in the Kitchen and Bathrooms. No Carpet! Upstairs are the spacious bedrooms with Vaulted Ceilings for an open feel, with the primary bedroom having an open walk-in closet and plenty of space to use as desired. Outside, is a fenced-in private patio with a storage room as an added bonus. Plus, plenty of extra visitor parking spaces! This lovely community has many amenities which include a community saltwater pool, tennis & basketball courts, playground, dog park, and walking trails surrounded by beautiful trees and landscaping, with exterior and roof maintenance are all covered by the HOA. All while in a prime location within minutes from shopping centers, ample dining options, and a close drive away from MacDill Airforce Base, Westshore, Hyde Park Village, Downtown Tampa, Channelside, and St. Petersburg. Don't' miss out on this one! Call today to schedule a private viewing!

4515 La Capri Court, Tampa
1208 E Kennedy Boulevard Unit 723, Tampa
$375,000
2 Beds ⋅ 1 Baths ⋅ Grand Central At Kennedy Resid SubDv. ⋅ 33602 Zip Code
URBAN CONDO LIVING AT GRAND CENTRAL AT KENNEDY, IN THE CENTER OF IT ALL, IN THE HEART OF CHANNELSIDE DISTRICT! THIS LUXURIOUS 2 BR/1BA OPEN PLAN CONDO ON THE 7TH FLOOR SHOWCASES A GORGEOUS KITCHEN WITH VIKING STAINLESS STEEL APPLIANCES, GRANITE COUNTERTOPS, SLEEK WOOD CABINETS, AND NEW TILE FLOORS THROUGHOUT THE WHOLE CONDO. THIS COMMUNITY HAS TWO 9TH FLOOR POOL DECKS WITH PET WALKS, A FITNESS CENTER, CLUB HOUSE, GRILLS AND PLENTY OF LOUNGING SPACE. SMART HOME FEATURES INCLUDE: SMART FILM LIVING ROOM WINDOWS, ELECTRIC REMOTE-CONTROLLED SHADE, ECOBEETHERMOSTAT, MATTER LIGHT SWITCHES (HOME AUTOMATED LIGHT CONTROL) ALSO INCLUDED: ELECTRIC L2 CAR CHARGER and DESIDNATED PARKING SPOT

1208 E Kennedy Boulevard Unit 723, Tampa
4508 S Lois Avenue, Tampa
$375,000
3 Beds ⋅ 1 Baths ⋅ Manhattan Manor 3 SubDv. ⋅ 33611 Zip Code
Welcome to the charming Manhattan Manor neighborhood in the heart of South Tampa, where peaceful residential streets meet an unbeatable location close to everything Tampa Bay has to offer! This beautifully maintained home offers a wonderful combination of character, thoughtful updates, and inviting indoor and outdoor living spaces. Major improvements include a NEW A/C in September 2022, water heater replaced in February 2023, beautifully remodeled bathroom in 2025, and fresh interior paint in 2026! Step inside to discover beautiful wood flooring that flows throughout the home, creating a warm and welcoming atmosphere. The kitchen, remodeled in 2015, features stylish cabinetry, stainless steel appliances, and a functional layout perfect for everyday living. Just beyond, the dining room offers wonderful flexibility as an additional gathering space, home office, or sitting room, highlighted by a beautiful cedar shiplap ceiling that adds warmth and architectural character. The beautifully remodeled bathroom features updated finishes completed in 2025, bringing a fresh, modern touch to the home. Step outside to enjoy the spacious, fully fenced backyard, offering plenty of room for pets, outdoor activities, or simply relaxing in your own private retreat. A large patio provides the perfect setting for weekend barbecues, outdoor dining, and entertaining family and friends. Nestled in an established South Tampa neighborhood, this home enjoys a fantastic location near MacDill Air Force Base, Gandy Bridge, Westshore Yacht Club and Marina, shopping, dining, and everyday conveniences. With convenient access to St. Petersburg, Tampa International Airport, St. Pete-Clearwater International Airport, and the beautiful Gulf Coast beaches, this location makes it easy to enjoy the very best of Tampa Bay living! A wonderful opportunity to enjoy South Tampa charm, thoughtful improvements, comfortable living, and an exceptional location!

4508 S Lois Avenue, Tampa
4309 Bay Club Circle Unit 4309, Tampa
$269,900
1 Beds ⋅ 1 Baths ⋅ Island Club At Rocky Point A C SubDv. ⋅ 33607 Zip Code
Welcome to Island Club at Rocky Point, a gated waterfront community on Old Tampa Bay offering a balance of comfort, convenience, and resort-style amenities. This bright, open, and well-maintained 1-bedroom, 1-bath top-floor end unit features abundant natural light, a spacious living area with tray ceiling, crown molding, and a kitchen with granite countertops, stainless steel appliances, and abundant cabinet storage. A private screened balcony provides a comfortable outdoor space, while the bedroom offers a large walk-in closet. Additional features include a separate laundry area with full-size washer and dryer, an oversized private one-car garage with generous storage, and an additional designated parking space. Residents enjoy a variety of waterfront amenities, including a heated saltwater pool, spa, sauna, fitness center, clubhouse, outdoor grilling area, and private community pier with access to Old Tampa Bay for kayaking, paddleboarding, and fishing. A car wash and vacuum area add additional convenience. The monthly HOA fee includes premium internet and cable, gated access, flood insurance, roof and exterior maintenance, grounds maintenance, pest control, property management, reserves, and access to community amenities. Conveniently located near Tampa International Airport, International Plaza, Westshore shopping and dining, waterfront restaurants, Courtney Campbell walking and biking trails, Ben T. Davis Beach, and major highways, with easy access to downtown Tampa and the Gulf beaches. Ideal for a primary residence or seasonal retreat, this condo offers comfortable, low-maintenance living in an established waterfront community.

4309 Bay Club Circle Unit 4309, Tampa
4715 Stonepointe Place, Tampa
$280,000
3 Beds ⋅ 2 Baths ⋅ Rockpointe Patio Homes SubDv. ⋅ 33634 Zip Code
Rarely available single story unit in Rockpointe off of George Rd between Memorial Hwy and Hillsborough Ave. No HOA, No HOA fees! 3 bed 2 bath with 2 parking spaces in back and usually 2 in front as well. Tile flooring in living areas and carpet in bedrooms. Open floor plan with vaulted ceilings in living area and primary bedroom. Kitchen walls have open arches to living room and dining room. There is a fireplace in the living room with sliding doors to the patio. Primary bedroom has ensuite with shower and walkin closet. The laundry room is conveniently located in the hall way next to guest bath. Newer HVAC and water heater. Roof in good shape. Trying to confirm the age. Recently painted inside and out. Dishwasher and disposal not working. Large patio and back yard area with new solar lighted vinyl fencing. Very little exterior maintenance here. End unit. Very close to Veterans Expwy and Hillsborough Ave. Close to TIA and I 275. Convenient to St.Pete, Clearwater and West Shore area. Home has never flooded. Agent is an owner.

4715 Stonepointe Place, Tampa
3205 W Napoleon Avenue, Tampa
$290,000
2 Beds ⋅ 1 Baths ⋅ Crescent Park SubDv. ⋅ 33611 Zip Code
Attention Builders & Investors. Excellent opportunity in South Tampa on a spacious 65' x 110' lot zoned RS-60. Located in an area experiencing significant new construction and redevelopment. Existing home is vacant and livable but needs updating, offering potential as a rental, renovation project, or teardown for new construction. Located just one house away from an entrance to MacDill Park. Cash only, no financing. Survey is attached.

3205 W Napoleon Avenue, Tampa
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